Author: Amy Charlesworth Date Posted:27 July 2016
PRIVACY AND CREDIT REPORTING POLICY
Your privacy is important
This privacy and credit reporting policy outlines how Almondco Australia Limited (ACN 062 887 352) (us, our or we) collects, uses and discloses personal information.
The Privacy Act 1988 (Cth) (Privacy Act) (and this policy) does not apply in respect of the collection, use or disclosure of information contained in employee records held by us where the collection, use or disclosure is directly related to a current or former employment relationship between us and an employee.
The kinds of personal information we collect and hold
We collect and hold personal information about customers, suppliers, job applicants, staff members, contractors and other people who come into contact with us (you).
The kinds of personal information we collect and hold may include your name, mailing address, email address and other contact details, which of our products or services you have purchased and information obtained when you use our website, including which of our pages you have accessed.
If we provide you (or an entity related to you) with credit, we may also collect and hold credit information and credit eligibility information about you. Without limitation, this may include credit reports, identification information, consumer credit liability information, details of amounts payable to us and the terms of the relevant credit, and information relating to payments made, default information and payment information.
If you are applying for a job with us, we may also collect personal information which may be considered sensitive information for the purposes of the Privacy Act.
Manner and purpose of collection of personal information
We will generally collect personal information (including credit information and credit eligibility information) (personal information) about you directly by way of forms and other documents or information provided to us by you (including online), correspondence you provide to us and discussions with you.
Occasionally, we may also collect personal information about you from third parties. For example, we may collect personal information about you from an entity related to you or credit eligibility information about you from credit reporting bodies (CRBs) if we provide you (or an entity related to you) with credit.
We will only collect, hold and use personal information (except sensitive information, see below) for the following purposes unless otherwise required or permitted by law or expressly approved by you:
- to enable us to conduct our business generally and to facilitate the supply of goods or services to you;
- to provide you with marketing materials in relation to offers, specials, products and services we have available from time to time or our functions and activities via any medium including mail, telephone and email;
- if you are a job-applicant or a potential contractor, to assess your suitability and (if successful) engage you and to assist with administering your employment or contract;
- if we are providing you (or an entity related to you) with credit, to assess your creditworthiness (or the creditworthiness of your related entity which is receiving the credit);
- for our internal management purposes, to manage our relationship with you and to manage the payment and recovery of amounts payable to us by you;
- to monitor and profile who is accessing and using our website; and
- for other purposes which are reasonably necessary in connection with our ordinary functions and activities.
We will only use sensitive information for the purposes for which it was provided or for a purpose directly related to such purpose, unless you agree otherwise or the use of such sensitive information is required or authorised by law.
If we are unable to collect personal information relating to you, we may be unable to provide you with the goods or services you require or continue our relationship with you and you may be unable to access all or part of our website.
Disclosure of your personal information
We may disclose personal information about you to the following types of entities if required in connection with the purposes listed above:
- our contractors, suppliers, consultants, advisers, associates and related entities;
- any industry body, tribunal, court or otherwise in connection with any complaint made by you about us;
- any entity involved in a transfer of all or part of our assets or businesses;
- if we are providing you (or an entity related to you) with credit, trade insurers, insurance brokers and businesses assisting us with providing credit;
- any person who proposes to provide or has provided us with a guarantee to secure your obligations (or the obligations of an entity related to you) to us;
- if you have provided us with referees to assist with a credit application, a job application or the assessment of a potential contract between you and us, the referees you have provided; and
- other entities with your consent or as permitted or required by law.
We will not disclose your personal information to any persons located overseas.
How we hold personal information
We hold personal information in paper form and electronic form. We have in place steps to protect the information we hold from misuse, interference and loss and from unauthorised access, modification or disclosure.
How to obtain access to your personal information
You may obtain access to personal information which we hold about you by contacting us using the contact details set out below. When you request copies of your personal information held by us we will endeavour to provide you with such personal information as soon as reasonably practicable.
We may require you to verify your identity and specify what information you require. There may be occasions when access to personal information we hold about you is denied. Such occasions would include where release of the information would have an unreasonable impact on the privacy of others.
Accuracy and completeness of personal information
While we will endeavour to ensure that the personal information collected from you is up to date, accurate and complete, we will assume that any personal information provided by you is free from errors and omissions. You may request that we update or vary personal information that we hold about you using the contact details set out below.
How to make a complaint about a breach of your privacy rights
If you are of the view we have breached the Australian Privacy Principles, the Privacy Act, or any related privacy code in dealing with your personal information, you may make a complaint by writing to us using the contact details set out below and we will endeavour to provide you with confirmation as to how we propose to deal with the complaint as soon as reasonably practicable.
If you are not satisfied with our response to your complaint, you may make a complaint to the Office of the Australian Information Commissioner by visiting the following website and following the relevant steps: http://www.oaic.gov.au/privacy/privacy-complaints.
Direct marketing communications
From time to time we may use your personal information (except sensitive information) to provide you with marketing materials in relation to offers, specials, products and services that we have available. If you would not like to receive direct marketing materials from us you may notify us using the contact details set out below.
Anonymity and pseudonyms
You have the option of not identifying yourself or using a pseudonym when dealing with us unless we are required by law or a court/tribunal to deal with individuals who have identified themselves or it is impractical for us to deal with you if you have not identified yourself.
Variation of policy
We reserve the right to change this privacy and credit reporting policy from time to time to take account of new laws and technology, changes to our functions and activities and to make sure it remains appropriate. The updated policy will be available on our website.
Please direct all complaints, requests and queries in relation to your privacy to: Privacy Officer, PO Box 1744, Renmark SA 5341 (e-mail address: email@example.com).